When we hear about loans on the Internet and in the media, there is often a focus on very large loan amounts – and this is something we wonder a little over, since the average Dane has neither the need nor the opportunity to go out to borrow DKK 100,000 without to have an exceptionally good reason and credit rating. So what about the people who just lack a few thousand dollars to cover an unexpected bill or who want a little extra pampering? There are, of course, lots of small loans on the net, and we need to take a closer look at them below.
First of all, there is the quick loan
The quick loan is both a flexible and easy loan to take up, as there are usually not the great requirements for the borrower. Although it is possible to borrow the very large amounts, there is nothing that can keep you from borrowing 4000 kr as an example – the flexibility of the quick loan is what makes this loan so sought after, and it is therefore very understandable that more and more Danes prefer this type of loan. When you borrow a quick loan on the web, as a rule, the big demands are not placed on you as a borrower, except that you have to be over the age of 18, and have a fairly good economy – it goes without saying that the more you need To borrow, the greater the requirements for you.
Another obvious loan is the SMS loan
As the name suggests, you can use this type of loan to borrow through your mobile phone, but it is not a requirement – the loan can also easily be taken over your computer, which gives you a flexible and convenient loan solution. The SMS loan is not as flexible as the quick loan, as it is usually not possible to borrow over DKK 10,000. Although this amount can of course be limiting for some, it is also a good loan for you who can be tempted to To borrow more than what you really need. However, be aware that most providers require you to be able to repay the loan within a relatively short period of time, usually 4 weeks, so never take out a SMS loan if you are not sure you can afford to repay the loan.
Loan for students
The last loan solution on our list is exclusively for students in Denmark. Here we aim our eyes at the SU loan. To be able to claim an SU loan, it is a prerequisite that you are already undergoing an education in Denmark for which you receive a general SU rate. An SU loan is a good solution for you who need a little extra air in your everyday life and who do not need to receive a huge amount – as a rule it is possible to receive up to DKK 3,000 extra a month in addition to your SU -rate. A clear advantage of the SU loan is that it does not have to be repaid before you finish your education, so you do not have to worry about not being able to afford to borrow the loan.